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Most accounting tools aren't built for cash flow management. Flowsily is.
| Feature | Excel | QuickBooks | Xero | Zoho Books | Flowsily |
|---|---|---|---|---|---|
| 💰 CASH FLOW MANAGEMENT | |||||
| 90-Day Cash Flow Forecast | ✗ | ✗ | Limited | ✗ | ✓ |
| Daily Balance Projection | ✗ | ✗ | ✗ | ✗ | ✓ |
| What-If Scenario Planning | ✗ | ✗ | ✗ | ✗ | ✓ |
| Cash Flow Visual Graph | Manual | Basic | Basic | ✗ | ✓ |
| 📝 PDC CHEQUE MANAGEMENT | |||||
| Post-Dated Cheque Tracking | Manual | ✗ | ✗ | ✗ | ✓ |
| Cheque Bounce Risk Alerts | ✗ | ✗ | ✗ | ✗ | ✓ |
| Cheque Clearing Countdown | ✗ | ✗ | ✗ | ✗ | ✓ |
| Cheque Printing (UAE Format) | ✗ | ✗ | ✗ | ✗ | ✓ |
| Stale Cheque Detection (6 months) | ✗ | ✗ | ✗ | ✗ | ✓ |
| 💳 LOAN & EMI MANAGEMENT | |||||
| Loan Progression Tracking | Manual | Basic | Basic | ✗ | ✓ |
| Interest Cost Analysis | ✗ | ✗ | ✗ | ✗ | ✓ |
| Early Payment Calculator | ✗ | ✗ | ✗ | ✗ | ✓ |
| EMI Calendar View | ✗ | ✗ | ✗ | ✗ | ✓ |
| 🔔 ALERTS & AUTOMATION | |||||
| Low Balance Warnings | ✗ | ✗ | Limited | ✗ | ✓ |
| Payment Due Reminders | ✗ | Limited | Limited | ✗ | ✓ |
| Cash Shortage Early Warning | ✗ | ✗ | ✗ | ✗ | ✓ |
| Auto-Reconciliation | ✗ | ✓ | ✓ | Limited | ✓ Pro |
| 🇦🇪 UAE-SPECIFIC FEATURES | |||||
| UAE Business Banking Norms | ✗ | ✗ | ✗ | ✗ | ✓ |
| UAE Working Days (Sun-Thu) | Manual | ✗ | ✗ | ✗ | ✓ |
| AED Currency Default | Manual | ✓ | ✓ | ✓ | ✓ |
| Local Support (UAE-based) | ✗ | ✗ | ✗ | ✗ | ✓ |
| ⚡ EASE OF USE | |||||
| Setup Time | Hours | Days | Days | Days | 10 mins |
| Learning Curve | Medium | Steep | Steep | Medium | Easy |
| Mobile App | Excel app | ✓ | ✓ | ✓ | ✓ Soon |
| 💵 PRICING | |||||
| Starting Price (Monthly) | Free | $30/mo | $35/mo | $15/mo | Free |
| Cash Flow Features Included | ✗ | ✗ | Limited | ✗ | ✓ All tiers |
| Free Trial | Free | 30 days | 30 days | 14 days | 14 days |
Sign up for Starter or Professional plan and get full access for 14 days. No credit card required. Cancel anytime during the trial with no charges. After the trial, you can upgrade, downgrade to Free, or cancel completely.
Yes! Upgrade or downgrade anytime. If you upgrade mid-month, you'll be charged the prorated difference. Downgrades take effect at the next billing cycle. There's no penalty for changing plans.
We'll notify you when you're approaching your plan's user limit. You can either upgrade to the next tier or remove inactive users. We'll never lock you out suddenly - you'll always have time to adjust.
Yes! Save 20% by paying annually. For example, Starter is AED 25/user/month (monthly) vs AED 300/year (annual) = AED 60 savings per year per user. Professional saves you even more - AED 117/year!
Absolutely. All data is encrypted in transit (SSL/TLS) and at rest (AES-256 encryption). We use bank-level security and host on secure servers with 99.9% uptime guarantee. Your data is backed up daily and we're GDPR compliant.
Yes! Export all your data anytime in Excel or CSV format. You own your data - we'll never hold it hostage. If you ever decide to leave, you can take everything with you.
We accept all major credit cards (Visa, Mastercard, Amex) and UAE bank transfers for annual plans. Payments are processed securely through Stripe. We do not store your card details on our servers.
We offer a 30-day money-back guarantee. If you're not satisfied within the first 30 days after signing up for a paid plan, we'll refund you in full - no questions asked. Just email us at support@flowsily.com.
The FREE plan includes cheque manager (25 PDCs/month), cheque printing, subscription tracker (10), and loan tracker (3). Perfect for solo entrepreneurs testing the waters. You can upgrade anytime when you need cash flow forecasting or bank account management.
Yes! Enterprise pricing at AED 20/user/month is already discounted for larger teams. For organizations with 100+ users or accounting firms managing multiple clients, we offer custom pricing. Contact our sales team for a personalized quote.